First home buyer loans on the North Shore
Buying your first home is a big step. We explain your borrowing power, the deposit you need and the government schemes you may be eligible for, then compare lenders on your behalf.
How we help
- Borrowing power and deposit planning
- Guidance on the First Home Guarantee and NSW first home buyer concessions
- Pre-approval so you can bid with confidence
- Support from offer through to settlement
How it works
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Free consultation
We learn about your goals, income and timeline.
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Compare lenders
We search our lender panel for loans that fit.
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Apply
We prepare and lodge your application and liaise with the lender.
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Settle and review
We guide you to settlement and review your loan over time.
Common questions
How much deposit do I need?
Many lenders ask for 20% to avoid lenders mortgage insurance, but some loans accept 5% or less, particularly under government schemes. We will show you which options suit your situation.
Can I get help with stamp duty?
NSW offers stamp duty exemptions and concessions for eligible first home buyers. We will explain how they apply to the property you are looking at.